A dozen members of Ocean City’s American Legion Post 524 Auxiliary brought summer sunshine to residents of the Vineland Veterans Home recently with a biennial event called Fruit and Bingo.Veterans were served fresh fruit as they played bingo with prizes totaling $500. The afternoon of fun and games was organized by Auxiliary member Joanne Marzulli, and is another activity sponsored by the local American Legion family, designed for local veterans and their spouses“We hold this event each June and December,” said Marzulli. “It is a way to say ‘thank you’ to former military personnel who have sacrificed so much for their country.”The Auxiliary is one of three branches of the American Legion, with membership open to family members of living or deceased veterans who were honorably discharged or still serving honorably.“Our motto is: We answer the call of Service not Self,” added Marzulli. “It is our mission to serve and give back to America’s finest – our servicemen and women.”Auxiliary meetings are held every second Wednesday @ 7:00 PM at American Legion Post 524, 3304 Bay Avenue in Ocean City. Additional membership information can be requested from Karen Laughlin at (609) 412-6838 or by emailing [email protected] .Liz Mossop (foreground) and Cathy McMenimen serve fresh fruit to veterans the biennial Fruit and Bingo event sponsored by the Ocean City American Legion Auxiliary.Auxiliary Member Nancy Plaushinat (right) calls numbers at the Vineland Veterans Home.
To aid in the design of the challenge we are engaging the market in order to provide the HO with an understanding of what capabilities currently exist or are in development that could provide solutions.BackgroundThe HO is concerned about recent increases in homicides, gun crime and knife crime. Although crime has fallen rapidly over the last 20 years, some types of violent crime recorded by the police have shown increases since late 2014. In 2017, knife crime rose by 22% across England and Wales which has resulted in a significant increase in fatal stabbings and incidents where serious injury has been caused. The use of knives to enable acquisitive crime has also seen a marked increase. Whilst the increase in knife crime is a complex problem with many influencing factors, the ability for police to detect knives being carried by people is fundamental to reducing the harm caused. This is particularly challenging when knives are concealed and carried in crowded spaces. Consequently, the use of current detection systems is limited. The UK Police have implemented strategies to tackle the issue and the application of science and technology must play an important role in tackling this threat and in April 2018, the Government launched the Serious Violence Strategy, which aims to tackle knife crime and other forms of serious violence.What we wantThe HO is interested in solutions that can identify or detect people carrying, overtly or covertly, a wide variety of steel-bladed knives in open spaces, crowds and uncontrolled areas (i.e. where there is no presence of security). There is a requirement to detect steel-bladed knives in the presence of other commonly carried benign metal items (e.g. keys, phones, coins etc.). As well as being concealed on the person, this also includes knives carried in bags (e.g. handbags, backpacks etc.).We are interested in all forms of potential solutions from specific technologies, through to advances in behavioural sciences. Potential solutions could be at any level of maturity, but we are particularly interested in those at the higher end of the scale.Solutions that can contribute to the detection of steel-bladed weapons being carried by individuals or groups will support the UK Police in their decision making process regarding an appropriate operational response and ultimately reduce the number of casualties across the UK.By completing the Capability Submission Form neither the Government nor yourselves are committing to anything, but your submissions will be used to help focus the direction of the work.What we don’t wantWe are not interested in literature reviews, paper-based studies and marginal improvements to existing capabilities (i.e. those used in controlled areas such as metal detectors in arches and hand-held devices).For this challenge we are only interested in steel-bladed weapons, not other forms of blade such as polymeric or ceramic.How to submit a Capability Submission FormComplete the attached one page form Knife Crime Capability Submission Form (ODT, 868KB) (noting the word limits) and then email it to [email protected] by 5pm on 20 July 2018. Please only provide details of one product/capability per form. If you have a number of potential solutions then please submit multiple forms.If you have any questions then please email [email protected] with Knife Crime in the subject line.How we use your InformationInformation you provide to us in a Capability Submission Form Knife Crime Capability Submission Form (ODT, 868KB) that is not already available to us from other sources, will be handled in-confidence. By submitting a Capability Submission Form Knife Crime Capability Submission Form (ODT, 868KB) you are giving us permission to keep and use the information for our internal purposes, and to provide the information onwards, in-confidence, within UK Government. The Defence and Security Accelerator will not use or disclose the information for any other purpose, without first requesting permission to do so.
Supermarket pricing has been deemed potentially confusing by the Competition & Markets Authority (CMA) following a formal complaint by consumer rights campaigner Which?.The CMA stated it had found evidence that some supermarket pricing practices had the potential to mislead and to confuse consumers, but this was not a widespread occurrence. It said it would take further action with businesses where this was the case.Despite evidence of misleading pricing, it said retailers are generally taking compliance seriously and had a ‘good awareness’ of consumer law.In its so-called super-complaint, Which? said that it had found hundreds of examples of “misleading and confusing pricing tactics”.Key concerns aired by the CMA were that ‘was/now’ promotions were in some cases breaking consumer law, as the ‘now’ price had exceeded the time of the ‘was’ price, and that unit pricing, where product price is labelled per gramme or litre, was sometimes not clear.As part of its investigation, the CMA examined the pricing on 150,000 products. Of those, it said that 800 had potentially misleading prices. It said it would now be talking to businesses in more detail about the problems, and issuing fines where necessary.Which? executive director Richard Lloyd said: “The CMA’s report confirms what our research over many years has repeatedly highlighted: there are hundreds of misleading offers on the shelves every day that do not comply with the rules. This puts supermarkets on notice to clean up their pricing practices or face legal action.“Given the findings, we now expect to see urgent enforcement action from the CMA. The government must also quickly strengthen the rules so that retailers have no more excuses.“As a result of our super-complaint, if all the changes are implemented widely, this will be good for consumers, competition and, ultimately, the economy.”The Which? initial super-complaint said it had identified a range of pricing tactics in supermarkets, such as multi-buys, smaller products and exaggerated discounts, which it claimed confused consumers and left them out of pocket.
Contact Rebecca O’Neil at [email protected] Cushwa-Leighton Library has united reading and research with its launch of a discussion series titled “Let’s Talk About it: Muslim Journals.” The book club’s first meeting took place on the top floor of the library on Wednesday. Roughly 25 members of the South Bend-Mishawaka community gathered to reflect on “When Asia Was The World,” a book by Stewart Gordon. Saint Mary’s Assistant Professor of Global Studies Laura Elder, a seasoned traveler and inter-cultural and religious researcher, acted as the book club’s “local tour guide,” honing in on Gordon’s global perspective. “Great ideas come to you in libraries,” Elder said. “Why not talk about them here too?” The new series, sponsored by the National Endowment for the Humanities (NEH) in cooperation with the American Library Association (ALA), aims to promote mutual understanding and respect between persons. Suzanne Hinnefeld, a collection development librarian in Cushwa-Leighton, said the groups’ initiative, “Bridging Cultures Muslim Journeys,” revolves around American Stories, historical connections, reflections, pathways and perspectives. After receiving a different grant from the NEH last year, Hinnefeld said the library was encouraged to apply for a second grant, which included a collection of 25 books, five films and a subscription to the database Oxford Islamic Studies Online. “The library saw the opportunity presented by the National Endowment for the Humanities as a way to strengthen the library’s collection in preparation for the new major in Global Studies as well as a way to reach out to the broader South Bend-Mishawaka community to gather and have discussions on Islamic themes,” Hinnefeld said. She said one of the initiative’s programs is called the Bookshelf, a website developed by the Ali Vural Ak Center for Global Islamic Studies at George Mason University. There, Hinnefeld said the general public has access to various multimedia resources “intended to enhance understanding of ideas.” “The books and films comprising the Bookshelf were selected with the advice librarians and cultural programming experts, as well as distinguished scholars in the fields of anthropology, world history, religious studies, interfaith dialogue, the history of art and architecture, world literature, Middle East studies, Southeast Asian studies, African studies and Islamic studies,” Hinnefeld said. Ultimately, Hinnefeld said ALA aims to foster interest in diversification. The association’s website says the program focuses on the “civility in democracy; religious pluralism in the United States; the Muslim-majority societies and the humanities; U.S. history in global perspective; Asian cultural traditions on the Pacific Rim; the role of women in war and peace; cultural encounters between China and the U.S.; the influence of the American west on European culture and the history of relations between China and Africa.”
The Vermont State Treasurer’s Office is hosting screenings of a new national documentary, “Tricks of the Trade: Outsmarting Investment Fraud” at several theaters across the state. Vermont is the first state in the nation to screen the hour-long documentary. All screenings are free and open to the public. The documentary is scheduled to play on October 8 in St. Johnsbury at the Star Theatre; October 15 in Rutland at the Plaza Movieplex 9; and October 20 at the Savoy Theatre in Montpelier. The documentary also will be shown on October 27 at the Zampieri State Office Building in Burlington. All showings are at 11:30 a.m. “It’s estimated that Americans lost trillions of dollars in retirement savings through the downturn in the stock market,” said State Treasurer Jeb Spaulding. “Unfortunately, such losses make people more vulnerable to investment scams. I’m pleased my office could sponsor showings of this new documentary to help build awareness among Vermonters of how to avoid falling victim to investment fraud.” The documentary was produced by the FINRA Investor Education Foundation. FINRA, the Financial Industry Regulatory Authority, is the largest independent securities regulator in the country. The FINRA Foundation is underwriting the screenings of the documentary. Through stories of investment fraud victims and criminals convicted of fraud, the documentary shows how people can take steps to avoid becoming a victim. “Working with the movie theatre schedules, we picked the 11:30 a.m. showing to make it possible for people to watch the movie on their lunch break,” said Spaulding. “We hope that those people who can’t attend will visit our web site for a link to additional information on avoiding investment fraud.” The Treasurer’s Office web site is located at www.VermontTreasurer.gov(link is external). FINRA foundation-funded research unveiled in July 2006 shattered the stereotype of an investment fraud victim as being financially uninformed, isolated and gullible. The prime target for investment fraud scam artists is an individual who:Is self-reliant when it comes to making decisions;Is optimistic;Has above-average financial knowledge;Has above-average income;Is college-educated;Has experienced a recent health or financial setback; and isOpen to listening to new ideas or sales pitches. The movie screening is part of the Treasurer’s Office outreach efforts in support of national Save for Retirement Week. A retirement specialist from the Treasurer’s Office will be available to answer questions from members of the State of Vermont pension plans for teachers, State, and municipal employees. Free retirement planning materials and fraud prevention information also will be available. A State securities investigator from the Vermont Department of Banking, Insurance, Securities and Health Care Administration will be present to answer questions about specific fraud concerns. FINRA Foundation; the State Treasurer’s Office; the Vermont Department of Banking, Insurance, Securities and Health Care Administration; and AARP have launched a statewide campaign to make Vermonters more aware of the growing threat of investment fraud. The FINRA Foundation maintains a web site on investment fraud at www.SaveAndInvest.org(link is external). The FINRA Foundation is underwriting the do Questions related to the movie events may be directed to the Treasurer’s Office at 1-800-642-3191.Source: Treasurer’s Office. 10.6.2009
By Dialogo March 22, 2013 Three individuals and 34 packages of cocaine were handed over to the Colombian National Navy in international waters by a U.S. Coast Guard Unit that was performing a maritime interdiction in the Caribbean, about 200 nautical miles off the coast of San Andrés. Both foreign nationals were taken to the Colombian immigration department, and the Colombian citizen was turned over to Sijín authorities, along with the cargo. The operation developed with Colombian intelligence allowed the confiscation of 34 bulks of 826 kilos of cocaine hydrochloride. U.S. authorities made contact with the Colombian National Navy in order to hand over two Hondurans and one Colombian national, as well as the drugs that were onboard the speedboat. The crew and the materials were transported to the San Andrés Coast Guard Station “Capitán Samuel May Corpus,” where members of the National Police’s Judicial Investigative Police (Sijín) performed the Standardized Preliminary Initial Test, which tested positive for cocaine hydrochloride.
29SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Brian Branch Dr. Brian Branch, president and CEO of World Council of Credit Unions (WOCCU), was appointed in 2011. Dr. Branch has worked at WOCCU since 1990 and has been engaged in … Web: www.woccu.org Details We have seen the concept of “discipline” reinvented around the world by the market every five years since I began working with World Council in 1990.In 1990, discipline was financial management, meaning:Capital adequacy, provisioning, delinquency management, collections, management of non-earning assets, liquidity reserve management, internal controls, PEARLS, etc.These were all the bitter medicines we learned to take. Discipline sounded to us like constraints and the loss of freedom. Yet, the irony was that credit unions that took the medicine and committed to the disciplines enjoyed the greater freedom. They became strong and profitable enough to be able to choose their options. Financial discipline caught on because nothing was as successful as success itself.In 1995, discipline was quality products. Financial discipline now supported the freedom to design and add new products. Capital structure meant that credit unions got more returns, better salaries and resources for product development. Savings products were designed to help members meet their goals. Greater liquidity enabled credit unions to expand from simple annual term loans with monthly payments to a variety of credit products responding to member demands: micro credit, agricultural credit, housing loans, vehicle loans and business loans. The movement from share-based lending to repayment capacity and risk-based lending prompted the expansion of commerce, business and housing loans.In 2000, discipline was growth and community outreach.We had strong institutions with strong financial management and robust product offerings. The next frontier was growth and expansion. Local markets were often saturated. Credit unions looked to population niches and nearby local communities to grow into. Branch offices—not new credit unions—reached out from strong, established, profitable credit unions to underserved markets and populations.In 2005, discipline was service.Credit unions had grown with their original membership and became more profitable as their members became more prosperous. Credit unions looked at ways to give back to their communities and keep true to their social mandate. They could afford to invest more in community service. Outreach was not just about growth; it was about service. Credit unions challenged themselves to reach out and serve the underserved populations and the disadvantaged.In 2010, discipline was about networking.Robust institutions were growing and serving their communities, while facing government regulation and competition. Credit unions were challenged with how to compete with larger institutions. We argued that we were better managed and more disciplined; we had better tailored response products for our communities; we weathered economic crises better; and we continued lending to our members when the banks stopped. However, the competition returned with deep pockets, shiny technology and fancy marketing. So, we built networks of nationwide points of service with shared branching and shared platforms for greater efficiency: ATM networks and unified branding. There was strength in “cooperation among cooperatives,” especially to negotiate as a group with vendors. We presented ourselves not as one community credit union, but as part of a national network with hundreds of points of service with an assured quality brand.Discipline was aggregative. It was the cumulative delivery of financial management, quality products, growth and community outreach, service and networking. Disciplines built upon the previous quinquennial. Financial discipline allowed for quality products, which led to growth, which supported service, which led to networking.In 2015, discipline is convenience.Financial management, product quality, network branding and price were all first-order conditions in the market. The consumer rules today. Discipline means giving members the convenience and access that they demand. Consumers expect service when and where they want it.
23SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr With the summer travel season upon us, I’m back with a new two-part series packed full of money-saving travel tips. In this first part of our series, we’ll explore why traveling is a smart financial choice and show you the most exciting, affordable destinations for 2016.Taking vacation time and traveling to a favorite place or a new destination can help you recharge and reduce stress. The change of perspective it provides can help you broaden your mind; it also helps you create precious memories with your family and friends. Yet, in these tough economic times, many people opt for staycations instead of traveling, as they feel that their dream vacation is financially unwise or out of reach. Well, I’m here to show you that you can afford to take a real vacation, and I’ll even help you have money left over.While it’s true that vacations are usually one of the big-ticket items on your yearly budget, travel is still a financially smart option. In fact, making the choice to travel and setting that as a goal will help you learn to budget more wisely and perhaps be more frugal in other areas, cutting back on eating out or entertainment, for example. continue reading »
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PDI-P member Teguh Prakosa, 62, who has been with the party for the past 20 years and whose last position was treasurer of the party’s Surakarta, Central Java, branch, meets all the criteria and last week he finally got the central board’s nod to run for deputy mayor of the city.But there is always an exception to any rule.At the top of the ticket, running alongside Teguh, is the eldest son of President Joko “Jokowi” Widodo, Gibran Rakabuming Raka, a 32-year old businessman, who once swore off politics, claiming he would stick to running his catering business.Gibran only applied for membership of the PDI-P in September last year shortly after he had a change of heart and decided to run in this year’s mayoral race. And with no experience in politics or bureaucracy, Gibran has secured the blessing from the PDI-P leadership to run for mayor of Surakarta, following in the footsteps of his father, who ran for mayor in the city in 2005 and was elected for two terms. Despite this seeming aberration, PDI-P secretary general Hasto Kristiyanto said that the nomination of Gibran, along with the 270 other candidates that the party endorsed in this year’s regional elections, should be seen as a sign of the success of its political recruitment process, one of the key functions of a political party in a democracy.“These upcoming regional elections are an opportunity for the PDI-P to strengthen the party’s institution in preparing future leaders,” Hasto told a press briefing following a virtual ceremony staged to formally announce the candidates last week. “The party is functioning properly in educating the people by recruiting young Indonesians to be leaders through a gradual and structured regeneration process”.Political analysts challenged Hasto’s claim, saying that by promoting privileged individuals like Gibran, the party had in fact shown itself to be a failure in terms of party institutionalization, which in turn resulted in the neglect of democratic values such as a merit-based recruitment system.“This is pretty well-known, the democratic process is absent from within the country’s political parties,” political analyst Ujang Komaruddin of the Jakarta-based Al-Azhar University, told The Jakarta Post.Ujang added that such undemocratic practices would only nurture an oligarchy and promote the rise of political dynasties, whose members controlled financial resources and political networks.He added that this would also take its toll on the public services that needed to be delivered. “Good, capable individuals are unable to become local administrators in this country and this results in poor governance and rampant corruption”.The decision by the PDI-P to nominate Gibran was the first time since the Reform era that the offspring of an incumbent president has chosen to contest an election, a precedent that would inevitably lead to an “abuse of power”, according to political analyst Pangi Syarwi Chaniago.“It is the President’s son [who will contest the election]. Losing is not an option. The President can’t afford to lose face, therefore all necessary measures to secure his son’s victory will be made,” Pangi told the Post.In fact, what could be described as an “abuse of power” had taken place last week, said Pangi, when six months before balloting in Surakarta President Jokowi summoned Surakarta’s current deputy mayor Achmad Purnomo, who had been nominated by the Surakarta branch of PDI-P to run in the next election, and personally briefed him that he should drop out of the race.The Surakarta branch of the PDI-P, chaired by incumbent Mayor FX Hadi Rudyatmo, has declined to join Gibran’s bandwagon and insists on nominating Achmad.Speaking after the State Palace meeting, Achmad said he had only learned about the decision on Gibran after being told by Jokowi. The incumbent deputy mayor also said that he was not surprised at the decision to nominate the President’s son. “I only learned about it from Pak Jokowi when he asked me to come to the Palace. It is not a problem [for me] because this is the real situation”.Topics : The Indonesian Democratic Party of Struggle (PDI-P) has long prided itself on being a modern political party where meritocracy is the guiding principle.Those who have reached top positions in the party are mostly party veterans who have climbed their way up the career ladder within the decades-old political party. Even the party’s current chairperson Megawati Soekarnoputri started her career in the PDI-P in the early 1990s when the party was still under tight control by the New Order regime.The same rule is also supposed to apply in the recruitment of party candidates to run in the 270 local elections scheduled to take place in December. On paper, the party central board requires at least three consecutive years of active membership for members to win a ticket to join a race.